24 Hours Money Lender in Yishun | Highly Rated Loan Company

Established

Secure

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Fast loans with a personal touch

How are we different from other licensed private money lenders in Singapore?

Our aim as a licensed private money lender in Singapore is not just to help you today with your cash needs; we want to use our knowledge to help you become debt-free as soon as you can. We offer flexible repayment plans with customisable payment due dates so you can adjust your payments according to a timeline that works best for you.

As a 24-hour money lender in Singapore, our online loan applications are available round-the-clock, at the convenience of your phone, tablet, or laptop. We also have a fast approval process, even for customers with a bad credit history. We do not judge and we do not discriminate, and that is why our customers love us.

To learn more about our loan company in Singapore, read About Us.

24-hour money lender in Yishun with loans at your convenience

Nestled in the Northern region of Singapore, we’re a licensed money lender in Yishun, easily accessible from any part of Singapore with many major bus services. In fact, we’re only a 1-minute walk from Yishun MRT.

R2D Credit is also a 24-hour money lender with loan applications available at any time of the day. We value your time and providing you with utmost convenience, hence we’ve made our application forms ultra simple! To make things even more fuss-free and secure, we offer Singpass Myinfo applications, too.

As a licensed loan company in Singapore, we strive to offer customers a speedy loan approval process so they get the cash they need for all kinds of financial situations.

CONTACT US TODAY

Top highest reviewed licensed money lender in Yishun

5.0Based on 2855 reviews
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Established in 2009

5278 borrowers to date

$61,031,580.00 loaned

Certified in Prevention of Money Laundering and Financing of Terrorism,
Money Lender Operations & Compliance Training (By Credit Association of Singapore)
A shot of the pristine and tidy office interior at R2D Credit
A clear shot of R2D Credit's loan officers' work stations
A portrait shot of the cosy chairs and benches at R2D Credit’s office
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Simple loan application process

Our simple 5-step loan application process takes less than 20 minutes to complete:

Step 1: Submit the form online

First, fill out our loan enquiry form online any time you wish. (We’re a 24-hour money lender in Singapore that offers loan applications 24/7!)

Step 2: Wait for our loan officer to contact you

Our loan officer will contact you and schedule an in-person appointment with you at our office.

Step 3: Face-to-face verification and interview

At our office, we will conduct a simple interview with you and a quick credit history check. Remember to bring all the relevant documents along.

Step 4: Run through the loan contract

Our loan officer will explain the loan contract to you and ensure you understand every term of the contract. Once you’re agreeable, proceed to sign the loan contract.

Step 5: Immediate cash disbursement

The loan amount is disbursed according to your preference — it can be via cash or direct transfer (PayNow). Take note any processing fee will be deducted from your principal loan amount at this point.

Interest rates and other fees

Our loan company’s interest rates are capped at 4% per month.

Borrowers who are unable to pay on time may incur other fees as well. We charge a maximum of 4% interest on late payments (only on the amount overdue, not the entire outstanding amount) as well as late fees which are capped at $60 per month of late repayment.

Our processing fees range between 8% and 10% of the loan principal.

Frequently Asked Questions

What are the benefits I can get if I have a good credit history and/or am a regular customer?

We understand that repayment can be difficult and  we reward clients who fulfil their responsibilities faithfully.

They can expect  a range of perks* that may include:

  1. Loan principal – Eligibility to borrow larger sums of money.
  2.  Loan term – A longer repayment term.
  3. Interest rates – Lower interest rates; pro-rated interest for early settlement.
  4. Fees – Lower processing fees
  5. Late charges – Grace period to avoid late charges
  6. Processing time – Accelerated approval process, including instant approval; priority queue system for regular customers
  7. Due date – Choice of most convenient instalment due date
  8. Payment reminders – Never miss a payment with our instalment due date reminders
  9. Convenient hours – Extended opening hours for your convenience
  10. Special offers – Payday loans at 0% interest
  11. Free documentation – Complimentary Statement of Account (SOA)
  12. Personalised service – A dedicated loan specialist for single point of contact; regular customers in deep debt can get a customised loan scheme and financial advice on debt management

*T&Cs apply

What are the benefits I can get if I have a good credit history and/or am a regular customer?

We understand that repayment can be difficult and  we reward clients who fulfil their responsibilities faithfully.

They can expect  a range of perks* that may include:

  1. Loan principal – Eligibility to borrow larger sums of money.
  2.  Loan term – A longer repayment term.
  3. Interest rates – Lower interest rates; pro-rated interest for early settlement.
  4. Fees – Lower processing fees
  5. Late charges – Grace period to avoid late charges
  6. Processing time – Accelerated approval process, including instant approval; priority queue system for regular customers
  7. Due date – Choice of most convenient instalment due date
  8. Payment reminders – Never miss a payment with our instalment due date reminders
  9. Convenient hours – Extended opening hours for your convenience
  10. Special offers – Payday loans at 0% interest
  11. Free documentation – Complimentary Statement of Account (SOA)
  12. Personalised service – A dedicated loan specialist for single point of contact; regular customers in deep debt can get a customised loan scheme and financial advice on debt management

*T&Cs apply

What is your loan eligibility criteria?

Applicants must satisfy the following criteria: 

  • 18 years or older
  • Currently employed
  • Stable income 
  • Furnish proper ID (NRIC/FIN/Passport)
  • Provide financial information (Payslips, CPF, IRAS NOA)

What are R2D’s team qualifications and certifications?

As a licensed money lender in Yishun, R2D places an extraordinary focus on having the most qualified and most professional staff. Our team includes loan professionals with PhD qualifications.

 

We are an accredited member of Credit Association of Singapore (CAS) and have received the organisation’s certifications in PMFT (Prevention of Money Laundering and Financing of Terrorism), Money Lender Operations & Compliance Training.

 

More than that, our loan company is made up of a friendly and professional team with an incredible amount of collective experience. Together with our clients, we have endured the confusion and distress of the Covid pandemic. The result? We have come out stronger and better prepared, and today we are one of the highest-rated money lenders operating in Singapore.

Searching for an affordable loan from a reliable legal money lender in Yishun?