Personal Loan

How much you can borrow?

Borrower's annual income Singapore Citizens and Permanent Residents Foreigners residing in Singapore
Less than $10,000
At least $10,000 and less than $20,000
At least $20,000
6 times monthly income
6 times monthly income

Are you in need of a personal loan? Are you ineligible to get a loan from a financial institution? Then approaching money lenders might be your next option. Nevertheless, when getting a loan, it is best you do so from a licensed money lender.

What is Personal Loan?

Oftentimes, loans are made for a specific purpose in mind. debt consolidation loans address debts, medical loans are made to pay off debt due to medical issues, auto loans are made for paying off cars, and so on. But some loans are more versatile, like personal loans. A personal loan is a type of loan that can be used for important, personal things and events such as emergency expenses, vacations, bill payments, and more. It’s a much more versatile way for you to spend your money. You’re freer to use it in the way you need. The best personal loans to get has the lowest interest rate. If you can address your needs with the cheapest loan possible, that would be highly ideal as personal loan plans have a shorter payment terms than loans like home renovation loans. Check out R2D Credit and what we can offer by way of personal loans. We have a diverse number of loans for you to choose one, and you can see which one is best for you, including unsecured or secured personal loans.

Personal Loans from R2D

We offer diverse types of loans to suit your needs. There are two major types of personal loans; secured and unsecured personal loans.
The most popular type of personal loan out there is the short term loan, which is an unsecured personal loan. 

The short term loan is usually a small loan to satisfy a pressing need. Short term loans can be seen as an emergency fund. To get a short term personal loan, there are just a few easy steps to take.

The secured loan is another type of personal loan that are usually provided by banks. Secured personal loans are for people who want to get a larger amount of money and longer duration of repayment in terms of years. They include loans for buying a bto, housing loans and so on. 

Personal loans are generally used for covering unforeseen and small expenses. Whatever it is you need money for, maybe it might just be unforeseen expenses, or a holiday getaway, holiday shopping, or utilities R2D is a perfect way out. 

With the personal loan from R2D, you can get a loan ranging from $300 to $10,000. The amount of loan you apply for that gets approved is subjected to the length of duration of work in your company, as well as your remuneration. 

To get a personal loan from a licensed money lender in Singapore like us is so easy. We have low-interest rates and high approval rates at R2D Credits.

How does Personal Loan Work?

Getting a personal loan from R2D is as easy as going to the bank to cash out funds. Few requirements are needed to get a personal loan. At R2D Credits, we look out for ways to make life a lot easier for everyone. 

To process a personal, it all starts from you wanting to satisfy a personal need. With our team of representative, we’re very responsive and we are able to process loans in less than 30 minutes. 

On contacting us, a representative would assist you, and walk you through the process which would be no longer than 30 minutes.
At R2D, we offer our clients low-interest rate loans, which can help take that load of stress off your shoulders.

What is Next?

Now that you know what the personal loan is, the question now is how to get a personal loan from us. 

It is important that you note that if you want a personal loan, as a permanent resident in Singapore, or a foreigner in Singapore, there are some few requirements.

Requirements to get an R2D Personal loan

 For Permanent and Indigenous Singaporeans

  • All applicants must be at least 18 years of age or older,
  • All applicants must come along with their NRIC, and a Singpass,

 For Foreigners in Singapore

  • All applicants must be at least 18 years of age or older,
  • All applicants must be living and working in Singapore
  • All applicants must come along with:
      • Proof they are employed, e.g., E-pass, Work Permit, S-Pass,
      • A passport,
      • Proof of where the applicant’s live, e.g., bills addressed to the applicant’s, tenancy agreement,
      • Proof of allowance/income, e.g., last three months’ pay slips

On getting to our office located at Yishun Ring Road, Singapore – a walking distance from Khatib MRT (just a 3-minute walk), talk to any one of our representative. 

You would be asked to fill certain forms and provide certain requirements, which are listed above. Within a short period of 20 to 30 minutes, you are done with the processing and ready to expect the cash loan. In Singapore, very few licensed moneylenders would offer you a loan in such a short time. 

Receive cash loan from R2D in less than 30 minutes and get those pressing needs solved. Our interest rate of 4% makes paying back so easy.

Our All Services

What we are offering
to customers

documents file

Payday Loan

Payday loans are now very popular in Singapore but unfortunately, most people don’t know what they are and they are used for.

man checking interest on moneylender

Business Loan

The desire to own and have something to build from scratch to the peak is present in several people.

statistic docs

Debt Consolidation Loan

A debt consolidation loan allows you to combine all your debts into a single, lower interest rate loan.


Grab/Gojek Loan

Start your livelihood without any financial stress with R2D Credit’s personal Grab loan.

More Services

We at R2D want to serve you and offer you
the financial freedom you desire.

Let us.

Contact us at

6635 1595

to enquire for a loan today.

Feel free to
Apply Online Now!

Frequently Asked Questions

The best bank you can get a personal loan from is HSBC, as they have a Personal Loan programme that aims to help people take out an agreeable loan term.

In Singapore, the lowest interest rate that you can have on a personal loan from a bank is from HSBC.

You can get the best personal loan in Singapore from HSBC for an easy approval but you can get better rates and more flexible terms from R2D Credit.

Most banks in Singapore can take at least one banking day to give you an approval; with R2D Credit, however, you can get the cheapest personal loan in record time!

For you to get the lowest interest on a personal loan, you may have to talk terms with a professional licensed financial manager.

In Singapore, there is a limit of 12 times your monthly income, most moneylenders and banks stay true to that number.