Payday Loan

Payday loans are now very popular in Singapore but unfortunately, most people don’t know what they are and they are used for. That’s why we are R2D Credit, a licensed moneylender in Singapore with very high approval rates. We are a highly rated loan service that provide financial help with a flexible repayment scheme that works just fine for you.

We pride ourselves on customer service that is unmatched anywhere else in the world and you can be sure that every time you contact us to get a loan from us, you will be receiving loan service that is offered by professional and friendly loan officers who are polite and pay very close attention to detail. You can be sure that no stone will go unturned in responding to your unique requests about the loan services that we offer.


Many times in life, needs will arise that are beyond whatever one plans for no matter how much one tightens one budget. While there are times that these needs can be put off till the end of the month when one’s paycheck kicks in, there are other times when these needs demand immediate attention.

That’s why we at R2D credit have a loan scheme that got you covered, payday and monthly loan scheme.


These loan deals are among a wide range of services that we offer.

As mentioned above, there are many needs that arise in the span of time between one paycheck and another. And there are times when the paycheck is delayed and then the cost of footing monthly bills becomes the primary need before the paycheck comes in.

Payday loans allow you to have a degree of flexibility in the loan collecting business based on the consideration of your monthly paycheck.

With a payday loan, any loan taken up from our company will be repaid in the space of exactly one month.

For further understanding, if Jack needs $450 for a few urgent needs before his paycheck comes in, he visits our office on the 6th of June. As soon we hand the money over to Jack, he is supposed to repay the loan to us 6th of July. 

In tabular terms,



Monthly loans operate on a principle that is almost as similar as a payday loan. The difference between both kind of loan deals is subtle.

Monthly loans are increasingly popular as people find them very useful for their operations.

Monthly loans, are in actual fact, the most flexible and affordable loans on offer.

These kind of loan deal affords you the opportunity to take out a loan and then repay whatever the amount of loan that you take out over a period of time in a monthly installment basis. The loan repayment period can last up to 8 terms!

With a monthly loan, your current paycheck does not have to be a really huge worry as a monthly loan lets you take out a loan that is even three times of your current paycheck!

Let’s further illustrate the flexibility of a monthly loan:

Assume Jack needs a $1000 loan from us. Jack comes to us for a monthly loan and then requests for a 4-month span of time to repay us the loan.

Jack would have to pay us $250 every month for the next four months. This repayment money will include the interest for each month.

Again, let us express this in a table

Remember that each repayment is with its accompanying interest.


Now that you have an idea of what the payday loans and monthly loans are, the next question is what to do to take out a loan from us.

Please note that there are a few requirements.

For Singaporeans and Permanent Residents,

  • Applicant must be 18 years old and older
  • Applicant must bring along Singpass and NRIC

For foreigners within Singapore,

  • Applicant must be 18 years old and older
  • Applicant must be working and residing in Singapore
  • Applicant must bring along:
    • Passport
    • Proof of employment e.g. Work Permit, E-Pass, S-Pass
    • Proof of income e.g. latest 3 months payslip
    • Proof of residency e.g. tenancy agreement or bills addressed to applicant

So waste no further time, come to R2D Credit today to receive a cash loan. We have an incredibly low interest rate of 4% and offer the best business loan in Singapore that you can find.

Our office is located at Yishun Ring Road which is a walking distance from Khatib MRT (exactly two minutes from Khatib MRT).

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Debt Consolidation Loan

A debt consolidation loan allows you to combine all your debts into a single, lower interest rate loan.


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Start your livelihood without any financial stress with R2D Credit’s personal Grab loan.

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We are the loan service that want to be there for you.​

Let us.

Contact us at

6635 1595

to enquire for a loan today.

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Frequently Asked Questions

Failing a payday loan payments will hurt your credit score but it cannot be grounds for serving.

The best online payday loan service in Singapore can be availed at R2D Credit! Reach out to our financial managers to talk about flexible terms and low-interest rates today.

A person often avail payday loan services to pay their monthly bills or to make this month’s grocery shopping.

In Singapore, payday loans can be seen by any moneylenders for two years! Make sure that you don’t miss a payment, missing dates will bring your credit score down.

Yes, it does show up on your credit report. In Singapore, it can show up until two years after your last payment.

Get the best payday loan services in Singapore (even with bad credit) with R2D Credit. Our professional financial managers can help you with flexible terms and agreeable low-interest rates, get in touch with us today.