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Our aim as a private licensed money lender in Singapore is not just to help you today with your cash needs; we want to use our knowledge to help you become debt-free as soon as you can. We offer flexible repayment plans with customisable payment due dates so you can adjust your payments according to a timeline that works best for you.
We also have a fast approval process, even for customers with a bad credit history. We do not judge and we do not discriminate, and that is why our customers love us.
To learn more about our company, read About Us.
Our simple 5-step loan application process takes less than 20 minutes to complete:
First, fill up the loan enquiry form online.
Our loan officer will contact you and schedule an appointment with you at our office.
At our office, we will conduct a simple interview with you and a quick credit history check. Remember to bring down the relevant documents.
Our loan officer will explain the loan contract to you and ensure you understand every part of the contract when the loan is approved. You will need to sign the contract after.
The loan amount is disbursed according to your convenience – it can be via cash or direct transfer (PayNow).
Our loan interest rates are capped at 4% per month.
Borrowers who are unable to pay on time may incur other fees as well. We charge a maximum of 4% interest on late payments (only on the amount overdue, not the entire outstanding amount) as well as late fees which are capped at $60 per month of late repayment.
Our processing fees range between 8% and 10% of the loan principal.
We understand that repayment can be difficult and we reward clients who fulfil their responsibilities faithfully.
They can expect a range of perks* that may include:
*T&Cs apply
We understand that repayment can be difficult and we reward clients who fulfil their responsibilities faithfully.
They can expect a range of perks* that may include:
*T&Cs apply
Applicants must satisfy the following criteria:
As a legal money lender, R2D places an extraordinary focus on having the most qualified and most professional staff. Our team includes loan professionals with PhD qualifications.
We are an accredited member of Credit Association of Singapore (CAS) and have received the organisation's certifications in PMFT (Prevention of Money Laundering and Financing of Terrorism), Money Lender Operations & Compliance Training.
More than that, our friendly and professional team has an incredible amount of collective experience. Together with our clients, we have endured the confusion and distress of the Covid pandemic. The result? We have come out stronger and better prepared, and today we are one of the highest-rated private money lenders operating in Singapore.
LIC NO: 15/2022 Licensed Moneylender Singapore
No 1. Personal loan provider in Singapore. Fast , Easy & Reliable
Opening hours :
Mon-Fri 11.30am – 7.30pm, Sat 11.30am – 6.00pm
Closed on Sunday & Public Holidays
Phone
6635 1596 (Look for Jacob)
Email
r2dcsg@gmail.com
